Supplemental Health Plans

Collective Underwriters’ has partnered with an "A" rated, 100+ year old company to provide our specialty healthcare programs. We can design our plans to meet the needs of your clients. We can offer benefits to associations on a guaranteed issue group basis or to employer groups as well.

During these uncertain times, a guaranteed issue supplemental health plan may give your employees, policyholders or members peace of mind in coping with unexpected medical expenses. Help offset deductibles, coinsurance and out of pocket expenses due to accidents and injuries, ER and Urgent Care visits and first diagnosis of heart attacks, strokes and cancer. Supplement comprehensive health insurance plans are designed for additional protection. Your clients can choose the level of coverage they need to reduce the devastating financial impact of injuries and critical illnesses.

We offer 3 plans for Fixed Indemnity (Accident & Sickness), Accident Medical Expense and Critical Illness. These plans can be customized for your organization. The attached overview is a summary of the plans and pricing based on certain criteria for underwriting. Your plans may be priced slightly differently based on underwriting guidelines.