Supplemental Health Plans
Collective Underwriters’ preferred partner for healthcare programs is Crum & Forster. With a proud history going back to 1822, Crum & Forster provides specialty insurance for select industry groups. Crum & Forster has an “A” rating from A.M. Best.
During these uncertain times, a guaranteed issue supplemental health plan may give your employees, policyholders or members peace of mind in coping with unexpected medical expenses. Help offset deductibles, coinsurance and out of pocket expenses due to accidents and injuries, ER and Urgent Care visits and first diagnosis of heart attacks, strokes and cancer. Supplement comprehensive health insurance plans are designed for additional protection. Your clients can choose the level of coverage they need to reduce the devastating financial impact of injuries and critical illnesses.
We offer 3 plans for Fixed Indemnity (Accident & Sickness), Accident Medical Expense and Critical Illness. These plans can be customized for your organization. The attached overview is a summary of the plans and pricing based on certain criteria for underwriting. Your plans may be priced slightly differently based on underwriting guidelines.